How to Register a Charity in the UK (Step-by-Step Guide 2026)
Complete step-by-step guide to registering a charity with the Charity Commission in England and Wales. Covers eligibility, CIO vs trust, forms, timelines, and common mistakes.
Registering a charity in England and Wales is free but requires careful preparation. This guide walks you through every step, from deciding your structure to receiving your charity number.
Before You Start: Do You Need to Register?
Not every good cause needs to be a registered charity. You must register with the Charity Commission if:
- Your organisation has exclusively charitable purposes (as defined by the Charities Act 2011)
- Your income is over £5,000 per year (or you want to be a CIO, which requires registration regardless of income)
- You operate in England and Wales (Scotland and Northern Ireland have separate regulators)
Step 1: Choose Your Structure
The four main charity structures in England and Wales:
| Structure | Best For | Key Feature |
|---|---|---|
| CIO (Foundation) | Most new charities | Trustees only, limited liability, regulated by CC only |
| CIO (Association) | Membership organisations | Trustees + members with voting rights |
| Charitable Trust | Grant-making, endowments | Simple setup, no incorporation, unlimited trustee liability |
| Charitable Company (CLG) | Large/complex charities | Dual regulation (CC + Companies House), limited liability |
Our recommendation for most new charities: CIO (Foundation model). It gives you limited liability, a legal identity, and you only report to the Charity Commission (not Companies House). Read our full CIO guide.
Step 2: Define Your Charitable Purposes
Your charity must have purposes that fall within the 13 descriptions of charitable purposes in the Charities Act 2011:
- The prevention or relief of poverty
- The advancement of education
- The advancement of religion
- The advancement of health or saving of lives
- The advancement of citizenship or community development
- The advancement of the arts, culture, heritage or science
- The advancement of amateur sport
- The advancement of human rights, conflict resolution or reconciliation
- The advancement of environmental protection or improvement
- The relief of those in need due to youth, age, ill-health, disability, financial hardship or other disadvantage
- The advancement of animal welfare
- The promotion of the efficiency of the armed forces or emergency services
- Other purposes recognised as charitable
Your purposes must also provide public benefit — they can't just benefit a private group.
Step 3: Write Your Governing Document
Your governing document is your charity's rulebook. For a CIO, it's called a constitution. The Charity Commission provides model constitutions — use these as your starting point.
Key sections:
- Name — must not be too similar to an existing charity
- Objects — your charitable purposes (from Step 2)
- Powers — what you can do to achieve your objects
- Trustee provisions — appointment, removal, meetings, quorum
- Membership (for association CIOs)
- Dissolution clause — what happens to assets if you close
Step 4: Recruit Your Trustees
You need at least 3 trustees (the Charity Commission strongly recommends this minimum). Trustees must:
- Be over 16 (18 for charitable companies)
- Not be disqualified (bankrupt, certain criminal convictions, etc.)
- Act in the charity's best interests, not their own
- Understand their responsibilities as trustees
Step 5: Apply Online
Go to gov.uk/setting-up-charity and apply through the Charity Commission online portal.
You'll need:
- Your governing document (constitution)
- Names, addresses, and dates of birth of all trustees
- A description of your charity's activities
- Financial information (estimated income for the first year)
- Details of how you'll deliver public benefit
Step 6: Wait for Assessment
The Charity Commission aims to process applications within 30-45 working days, but complex applications can take longer. They may come back with questions or requests for amendments.
Common reasons for delay:
- Objects that are too vague or too narrow
- Using non-standard governing documents
- Not demonstrating clear public benefit
- Similar name to an existing charity
Step 7: Registration Complete
Once approved, you receive:
- A charity registration number
- Your charity appears on the Charity Commission register (public record)
- You can now claim Gift Aid on eligible donations
- You must file an annual return each year
Common Mistakes to Avoid
- Overly complex objects — keep your charitable purposes clear and focused
- Not using the model constitution — the Commission loves familiar formats
- Too few trustees — 3 is the minimum, 5-7 is ideal
- Rushing the application — incomplete applications get rejected or delayed
- Choosing the wrong structure — a CIO is right for most. Don't default to a charitable company unless you need it.
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